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بهترین سایت شرط بندی ایرانی
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Global Statistics

All countries
695,781,740
Confirmed
Updated on September 26, 2023 9:04 pm
All countries
627,110,498
Recovered
Updated on September 26, 2023 9:04 pm
All countries
6,919,573
Deaths
Updated on September 26, 2023 9:04 pm

Global Statistics

All countries
695,781,740
Confirmed
Updated on September 26, 2023 9:04 pm
All countries
627,110,498
Recovered
Updated on September 26, 2023 9:04 pm
All countries
6,919,573
Deaths
Updated on September 26, 2023 9:04 pm

‘Such a mess’: Bay Area companies despair as government loans are tired

City of Cape Town urges people to leave Kataza the baboon alone

Kataza the baboon. Facebook / Baboon Matters The City of Cape Town has asked the public not to feed a baboon that has relocated to Tokai. The baboon, known as Kataza or SK11, is slowly being integrated into the Tokai troop. Video footage, however, shows humans feeding Kataza. The City of Cape Town has requested that Kataza…

Rassie: There are various benefits for SA rugby to go north

As SA Rugby moves to determine which franchises will go to Europe in future, Rassie Erasmus has noted several potential benefits for the local game should that route be followed.The national director of rugby believes the high world rankings of Wales, Ireland and Scotland mean PRO Rugby is competitive and that fans will eventually identify…

A Once-in-a-Century Climate ‘Anomaly’ Might Have Made World War I Even Deadlier

(John Finney Photography/Moment/Getty Images) An abnormally bad season of weather may have had a significant impact on the death toll from both World War I and the 1918 Spanish flu pandemic, according to new research, with many more lives being lost due to torrential rain and plummeting temperatures. Through a detailed analysis of an ice…

PICS | Truck driver killed in Pinetown after truck ploughs into several cars

A vehicle that was hit in the accident. A truck driver was killed in a horrific sequence of events following an initial crash in Pinetown. While trying to move the truck after the accident, it appeared to lose control. He died after falling out of the truck which ploughed into several cars and a wall.A truck driver…

42 people in court for R56m police vehicle branding scam

Forty-two people have been implicated in a police car branding scam. Forty-two people have been arrested for their alleged involvement in a police vehicle branding scam. They face a range of charges including corruption, fraud, money laundering, theft and perjury.Of these, 22 are serving police members.Forty-two people are set to appear in the Pretoria Magistrate's Court on…

Small-business owners in the Bay Location are waiting in misery after a $349 billion federal loan program was tired in two weeks. With numerous countless services nationwide still seeking relief, a 2nd round of funding is most likely coming. In the meantime, business are struggling to survive.

Renee DeWeese Moran, co-owner of Performing Academy, a kids’s arts center with three East Bay locations, requested as much as $50,000 through the Income Security Program and got nothing.

” The greatest disappointment about the Paycheck Protection loans was that I felt like it wasn’t honest. This was pitched to me and the world at big as something that was going to conserve small business, however that is not the case,” she stated.

Numerous entrepreneur reported unclear guidelines, lack of communication from banks and federal government authorities, and insufficient funding that promptly ran out. A lawsuit was filed Sunday in the Central District of California against 4 major banks– Bank of America, JPMorgan Chase, U.S. Bank and Wells Fargo– alleging favoritism towards larger loan candidates. The banks rejected favoritism or decreased to comment on lawsuits.

The loan program, established through the $2 trillion Cares Act, ran out of funds by the middle of the month. In the first round, California companies were authorized for $33 billion, the highest quantity of funding amongst states. The funds are allocated throughout 112,967 businesses getting an average of $300,000 per loan, according to the Treasury Department.

The Senate voted Tuesday to include an extra $310 billion for the program, “with $30 billion scheduled for community-based lending institutions, little banks and credit unions and $30 billion for mid-sized banks and cooperative credit union,” according to Democratic leaders. Your house is expected to vote Thursday, and President Trump has actually suggested his assistance for the procedure.

To increase odds of approval for a loan, Moran used to Wells Fargo and First Bank– banks she’s been in business with for several years. If she got approved at one, she would cancel the other, she said. The federal aid ran out prior to she might plan her next relocation, with Moran getting e-mails from both banks saying they were waiting for the next round of funding. Moran’s dance studio is closed but has actually been holding virtual classes, and has actually cut all personnel wages by 25%. Moran has 21 workers.

The loan program is earmarked for business with less than 500 workers, however exemptions for franchisees and some hospitality and food business suggested some big chains sought and received funds. New york city’s Shake Shack, which has 7,600 employees and $600 million in profits, got $10 million from the program. After facing public backlash, Shake Shack stated it would return the loan.

” It’s irritating to see (larger) small companies, franchises, coming forward and getting the funding implied for us,” Moran stated.

The news was upsetting for Dan Braun, CEO of Camp Navarro in Mendocino County’s Anderson Valley. He’s gotten as much as $200,000 in loans through Bank of America, which is waiting on the brand-new round of funding. Braun needed to lay off almost all his staff– 45 workers throughout peak season– with the exception of 2 key workers. He looked for the loan intending to work with all of them back.

Renee DeWeese Moran sets her computer up on a stack of chairs to teach a virtual class at her empty dance studio. She applied for two loans through the federal Paycheck Protection Program and has received nothing.

” I’m disappointed with where the money has gone,” he said.

Caitlin Meade, co-owner and co-founder of Native Co., which operates 2 downtown San Francisco dining establishments, stated she received no assistance from her bank, Chase, and wound up getting no help.

” The application procedure was such a mess therefore difficult,” she stated. With one place closed and one just serving takeout, Native Co. had to lay off 15 of 20 staff members and minimized hours for the remaining employees.

Chase stated more than 300,000 clients applied for loans and the bank had more than 2,000 employees processing loans, and not all applications were processed before funds ran out.

The size and speed of the program was unprecedented, which made it a difficult challenge for the government, stated Gerri Detweiler, education director at Nav, a monetary market with workplaces in San Mateo and Salt Lake City that matches debtors with lending institutions.

Small-business loans normally have a “couple hundred pages” of standards and documents, she stated. The program tried to summarize all of that in a two-page application.

Some guidelines came out after application deadlines, adding to the confusion, such as policies for self-employed individuals. Owners working with independent professionals were also informed later that those specialists should not be included in the application.

” It wasn’t sufficient money to satisfy need,” she stated.

” We have far better guidance now,” she said. Detweiler recommends that any entrepreneur who have not applied to do so now in anticipation of a 2nd round of financing.

Small-business owners are frustrated that millions in aid went to huge publicly traded chains.

The loans have a 1%interest rate with no payments due for 6 months, however the objective is for the loans to be forgiven, she stated.

In the race to get funding, small-business owners dealt with banks imposing their own eligibility requirements, which omitted some of their own consumers who didn’t have company accounts or lines of credit with them.

Loans were processed on a first-come, first-served basis, and gave a benefit to those that applied early, such as J.B. Tile & Stone, a Redwood City business that provides home building jobs.

Connie Brown, CFO of the company, spent hours researching the payroll loan program and applied when it opened on April 3. On April 13, she received the full amount she requested: $489,245

” For us this is seriously a lifeline,” she said. “I do not understand how we would have made it through without it.”

J.B. Tile & Stone will have the ability to maintain all 37 staff members and continue paying them, despite needing to close down on March 25 after Bay Area counties tightened up restrictions and stopped many housing construction. Brown said she had a favorable experience with her bank, JPMorgan Chase, and a Chase company relationship supervisor assisted her file some documents.

Some business owners complained that they could not get help from their banks or the government to apply.

Brown stated the business, which she owns with her other half, might lose around $400,000 a month in revenue throughout the shutdown. For now, her employees have protection.

” Some of my men were considering joblessness, but they could not get into the system,” she said. “They weren’t even taking call.”

” I feel incredibly blessed,” she stated. “It’s tough to find staff members. We have a fantastic team. We need them.”

Shwanika Narayan and Roland Li are San Francisco Chronicle personnel authors. Email: [email protected], [email protected] Twitter: @shwanika, @rolandlisf

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City of Cape Town urges people to leave Kataza the baboon alone

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